Create Your Financial Plan: The Personal Finance Professional Certificate is designed for individuals to build financial literacy, one of the most pressing needs Americans face today. Financial decisions made by individuals impact the larger community in significant ways. A recent study by the Financial Industry Regulatory Authority (FINRA) reveals over 50% of Americans have less than $10,000 saved for retirement. In addition, over 50% of Americans have no emergency fund, unable to cope with an unexpected car repair without borrowing funds. Financial literacy is an urgent need for many and there is a pervasive cost to financial mistakes. With the Personal Finance Professional Certificate, you’ll gain the basic building blocks to build a secure foundation for your future. Designed for the beginner to intermediate learner, the program consists of three courses: Introduction to Personal Financial Planning Managing Personal Cash & Credit Planning for Risk, Retirement & Investment Through these courses, you’ll develop your ability to: Plan for personal success and financial security Take the long view when preparing your financial future Understand budgets, taxes, and the time value of money Explore obstacles to financial success including cognitive errors and confirmation Manage your day-to-day expenses, disbursements, and income Discover the pros and cons of open and secured forms of consumer credit Compare short-term investments and savings products Manage risk in the most cost-effective and productive manner Evaluate various risk-management and insurance products and services Understand your retirement needs from a strategic perspective Create personal freedom and build wealth through a broad perspective of investing Develop a mindset of success, personal freedom, and empowerment
An excellent online course offered by edX: how it works
edX courses consist of weekly learning sequences. Each learning sequence is composed of short videos interspersed with interactive learning exercises, where students can immediately practise the concepts from the videos. The courses often include tutorial videos that are similar to small on-campus discussion groups, an online textbook, and an online discussion forum where students can post and review questions and comments to each other and teaching assistants. Where applicable, online laboratories are incorporated into the course.
edX offers certificates of successful completion and some courses are credit-eligible. Whether or not a college or university offers credit for an online course is within the sole discretion of the school. edX offers a variety of ways to take courses, including verified courses where students have the option to audit the course (no cost) or to work toward an edX Verified Certificate (fees vary by course). edX also offers XSeries Certificates for completion of a bundled set of two to seven verified courses in a single subject (cost varies depending on the courses).
An edX learning programme under Other Experiences
